Waterloo, Illinois
Home Insurance Guide for Monroe County
City Statistics
Population10,197
Median Home Value$164,420
Median Household Income$71,756
Home Ownership Rate77%
Average Home Age58 years
Crime RateModerate (2,500 per 100,000)
Insurance Insights
Average Annual Premium$1,509
Overall Risk Score60/100
Flood RiskModerate
Tornado RiskHigh
Hail RiskHigh
Wind RiskHigh
Fire RiskLow
Data Sources
- • U.S. Census Bureau (2020-2022) - Population and demographic data
- • Zillow Home Value Index (2023) - Housing market data
- • FEMA National Risk Index - Natural hazard risk assessments
- • Illinois Department of Insurance - Premium data
- • National Weather Service - Climate and weather risk data
- • FBI Uniform Crime Reporting - Crime statistics