Troy, Illinois
Home Insurance Guide for Madison County
City Statistics
Population10,227
Median Home Value$203,508
Median Household Income$60,028
Home Ownership Rate61%
Average Home Age34 years
Crime RateModerate (2,500 per 100,000)
Insurance Insights
Average Annual Premium$1,523
Overall Risk Score64/100
Flood RiskHigh
Tornado RiskHigh
Hail RiskHigh
Wind RiskHigh
Fire RiskLow
Data Sources
- • U.S. Census Bureau (2020-2022) - Population and demographic data
- • Zillow Home Value Index (2023) - Housing market data
- • FEMA National Risk Index - Natural hazard risk assessments
- • Illinois Department of Insurance - Premium data
- • National Weather Service - Climate and weather risk data
- • FBI Uniform Crime Reporting - Crime statistics