Flora, Illinois
Home Insurance Guide for Clay County
City Statistics
Population5,070
Median Home Value$241,766
Median Household Income$55,155
Home Ownership Rate83%
Average Home Age43 years
Crime RateModerate (2,500 per 100,000)
Insurance Insights
Average Annual Premium$1,164
Overall Risk Score42/100
Flood RiskModerate
Tornado RiskModerate
Hail RiskModerate
Wind RiskModerate
Fire RiskLow
Data Sources
- • U.S. Census Bureau (2020-2022) - Population and demographic data
- • Zillow Home Value Index (2023) - Housing market data
- • FEMA National Risk Index - Natural hazard risk assessments
- • Illinois Department of Insurance - Premium data
- • National Weather Service - Climate and weather risk data
- • FBI Uniform Crime Reporting - Crime statistics