Crystal Lake, Illinois
Home Insurance Guide for McHenry County
City Statistics
Population40,269
Median Home Value$234,223
Median Household Income$48,502
Home Ownership Rate70%
Average Home Age58 years
Crime RateModerate (2,500 per 100,000)
Insurance Insights
Average Annual Premium$1,260
Overall Risk Score47/100
Flood RiskModerate
Tornado RiskModerate
Hail RiskModerate
Wind RiskHigh
Fire RiskLow
Data Sources
- • U.S. Census Bureau (2020-2022) - Population and demographic data
- • Zillow Home Value Index (2023) - Housing market data
- • FEMA National Risk Index - Natural hazard risk assessments
- • Illinois Department of Insurance - Premium data
- • National Weather Service - Climate and weather risk data
- • FBI Uniform Crime Reporting - Crime statistics